Foreclosure Prevention

Appointments for foreclosure prevention counseling are scheduled by calling (202) 265-CALL (2255) or by email at foreclosure@housingetc.org. Staff are working hybrid schedules. Counseling sessions are being conducted remotely. (by telephone or the internet). Foreclosure Prevention Clinics are held weekly and include a presentation on vital information that every homeowner in danger of foreclosure should know. Clients who attend the clinic are then scheduled to meet individually with counselors who will address their specific situations.

HUD certified counselors assess their clients’ financial and credit status and, if appropriate, contact their lenders to negotiate alternatives to foreclosure (forbearance, repayment plans, etc). Counselors also help their clients apply for any assistance programs for which they might be eligible. Currently there are special programs that are designed specifically to assist individuals that have been impacted by the COVID-19 corona virus as well as programs designed to assist seniors who are delinquent with reverse mortgages. Borrowers that are involved in court ordered foreclosures and or condo / HOA foreclosures, may receive up to 5 hours of free legal assistance from our services as well. If you are currently involved in a court ordered foreclosure, please know that all foreclosure hearings and foreclosure evictions (of foreclosed homeowners) that have been scheduled prior to 5/15/2020, have been rescheduled to a later date.

Please be sure to have available all required documents because you may be scheduled for an individual counseling session immediately (please see the Foreclosure Prevention Document Check List ).

For those persons applying for the DC Housing Finance Agency’s ReMIT program please download and complete the following form:

For those persons applying for the DC Housing Finance Agency’s DCMAP program please download and complete the following form:

An HCS housing counselor explains forbearance.