Homeowners can face many challenges when it comes to keeping their home safe and affordable. Call us at (202) 667-7706 to see how we can assist with foreclosure prevention, condo or coop management, single-family residential rehabilitation, or considering a reverse mortgage. To learn more you may also click one of the following to see how we can assist you:
Appointments for foreclosure prevention counseling are scheduled by calling (202) 265-2255 or by emailing fo*********@********tc.org. Foreclosure Prevention Clinics are held weekly and include a presentation on vital information that every homeowner in danger of foreclosure should know. Clients who attend the clinic are then scheduled to meet individually with counselors who will address their specific situations.
A Home Equity Conversion Mortgage (HECM), or “Reverse Mortgage,” allows eligible homeowners over the age of 62 to convert equity in their homes into a stream of income or a line of credit. In order to apply for a HECM, all homeowners must first meet with a counselor to discuss the eligibility requirements, financial implications, and payment options of a HECM as well as alternative financing options. HECM counseling is FREE at HCS. To arrange a one-on-one counseling session call (202) 667-7706.
Click here to view the guidelines of the HECM program. Please be sure to bring all required documents to your counseling session (Document Checklist).
The DC Department of Housing and Community Development (DHCD) provides grants and loans, not to exceed a total of $75,000, to help DC homeowners finance home repairs that will:
Learn how to apply and about the Single Family Residential Rehabilitation Program (SFRRP) process at a free orientation. Click Here to register.
Please Note:
Housing Counseling Services provides Technical Assistance and training to Limited Equity Cooperative and Condominium boards and associations. HCS supports residents in maintaining relationships with management companies and maintaining safe and secure housing. HCS trains coop members and boards on understanding their governing documents, planning for future repairs and ensuring a general understanding of the ownership structure of their cooperative or condominium. HCS provides election support and training on how to effectively run meetings. HCS is available to help individual coop members and condo owners with identifying resources and navigating various housing obstacles.
If your condo or coop board is in need of assistance, please call HCS and ask for our Multi-Family Department at 202-667-7608.
Housing Counseling is designed to encourage and promote a joint effort to assist clients resolve their housing issues and or to secure long term housing opportunities. HCS offers individualized counseling in the following area: rental housing, pre-purchase, non-delinquency post purchase, and budget/credit.
At HCS, our Fair Housing initiative includes education and outreach to groups, individuals and housing professionals to promote equal access to housing for all. We also encourage people who have been the victims of housing discrimination to take steps to have the issue addressed in accordance with the Fair Housing Act and/or the local law depending on the jurisdiction where the incident occurred.
HCS provides free credit and budget counseling.
Clients should schedule a money/credit counseling session if they need help with clearing up credit issues, developing a savings plan, budgeting or addressing other financial concerns. Clients should be prepared to provide all required documents for their appointment. Before scheduling an appointment for money/credit counseling, clients are encouraged to attend HCS’s Money Matters workshop.
Call 202-667-7006 to schedule an appointment.
Persons living with HIV/AIDS (PLWHA) who are experiencing homelessness, unstable housing, foreclosure, poor housing conditions, or other housing related problems can contact Housing Counseling Service’s MHAP Program for housing services. MHAP staff will assist HOPWA eligible households develop a plan to respond to housing barriers and explore housing options.
Home Equity Conversion Mortgage (HECM) is for homeowners who are 62 years or older. These mortgages allow homeowners to convert equity in their homes into income that can be used to pay for home improvements, medical costs, living expenses, or other expenses. Homeowners should schedule a HECM counseling session if they are seeking assistance in understanding how to convert the equity in their home into a monthly stream of income, line of credit or lump sum payment. Elderly homeowners are encouraged to have children, heirs, relative, or trustees attend the counseling session with them so that everyone fully understand the implication of this loan.
HECM counseling is FREE at HCS. To arrange a one-on-one counseling session call (202) 667-7006.
Click here to view the guidelines of the HECM program. Please be sure to bring all required documents to your counseling session (Document Checklist).
HCS workshops are available online using Zoom or in person. Click here to view our workshops and register.
