Homeowners can face many challenges when it comes to keeping their home safe and affordable. Call us at (202) 667-7706 to see how we can assist with foreclosure prevention, condo or coop management, single-family residential rehabilitation, or considering a reverse mortgage. To learn more you may also click one of the following to see how we can assist you:
Appointments for foreclosure prevention counseling are scheduled by calling (202) 265-2255 or by emailing foreclosure@housingetc.org. Foreclosure Prevention Clinics are held weekly and include a presentation on vital information that every homeowner in danger of foreclosure should know. Clients who attend the clinic are then scheduled to meet individually with counselors who will address their specific situations.
HUD certified counselors assess their clients’ financial and credit status and, if appropriate, contact their lenders to negotiate alternatives to foreclosure (forbearance, repayment plans, etc). Counselors also help their clients apply for any assistance programs for which they might be eligible. Currently there are special programs that are designed specifically to assist seniors who are delinquent with reverse mortgages. Borrowers that are involved in court ordered foreclosures and or condo / HOA foreclosures, may receive up to 5 hours of free legal assistance from our services as well.
Please be sure to have available all required documents because you may be scheduled for an individual counseling session immediately (please see the Foreclosure Prevention Document Check List).
A Home Equity Conversion Mortgage (HECM), or “Reverse Mortgage,” allows eligible homeowners over the age of 62 to convert equity in their homes into a stream of income or a line of credit. In order to apply for a HECM, all homeowners must first meet with a counselor to discuss the eligibility requirements, financial implications, and payment options of a HECM as well as alternative financing options. HECM counseling is FREE at HCS. To arrange a one-on-one counseling session call (202) 667-7706.
Click here to view the guidelines of the HECM program. Please be sure to bring all required documents to your counseling session (Document Checklist).
The DC Department of Housing and Community Development (DHCD) provides grants and loans, not to exceed a total of $75,000, to help DC homeowners finance home repairs that will:
Learn how to apply and about the Single Family Residential Rehabilitation Program (SFRRP) process at a free orientation. Click Here to register.
Please Note:
HCS offers training for boards of directors of condos and coops in board management and asset management. If your condo or coop board is in need of assistance, please call HCS and ask for our Multi-Family Department at 202-667-7608.
In accordance with the D.C. Human Rights Act of 1977, as amended, D.C. Official Code Section 2-1401.01 et seq., (Act) the District of Columbia does not discriminate on the basis of actual or perceived: race, color, religion, national origin, sex, age, marital status, personal appearance, sexual orientation, familial status, family responsibilities, matriculation, political affiliation, disability, source of income, or place of residence or business. Sexual harassment is a form of sex discrimination which is prohibited by the Act. In addition, harassment based on any of the above protected categories is prohibited by the Act. Discrimination in violation of the Act will not be tolerated. Violators will be subject to disciplinary action.
*HCS follows DC Government closing procedures for inclement weather, holidays, and emergencies.
