Homeowners Club

(Walk-Ins Welcome!):  A monthly workshop to educate homeowners on various issues pertaining to homeownership.  HCS often invites guest experts to speak at the Homeowners Club and encourages Club participants to share their experiences and knowledge about homeownership with one another.  Past Homeowner’s Club topics include: – Home maintenance Refinancing -Landscaping – Energy conservation – Tax…

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Money Matters Financial Literacy and Credit Workshop

Walk-Ins Welcome! A free financial literacy workshop on budgeting and credit to help our clients achieve their financial goals (including eventual home purchase). Topics include: Analyzing your finances and working with a budget Understanding, repairing, and improving your credit Predatory lending and identity theft The 2nd Wednesday of Each month at 6:00 p.m. Click here…

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Foreclosure Prevention Clinic

Appointments for foreclosure prevention counseling are scheduled at our weekly Foreclosure Prevention Clinics. Clinics include a presentation on vital information that every homeowner in danger of foreclosure should know. Clients who attend the clinic are then scheduled to meet individually with counselors who will address their specific situations. Counselors assess their clients’ financial and credit…

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Home Rehabilitation Counseling

Homeowners should schedule home rehabilitation counseling for consultation during the process of rehabilitating or renovating their home. HCS counselors help their clients make informed decisions to ensure that home renovations are done in a responsible, safe, and financially sound manner. Counselors advise their clients on financing options, selecting contractors, reviewing home rehabilitation proposals, and managing…

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Refinance Counseling

Any homeowner who has questions about refinancing their home should schedule a free counseling session at HCS. Counselors help homeowners understand the financial implications of different refinancing options and make informed decisions about whether or not to refinance their homes. Counselors also review any documents having to do with the refinance process and help their…

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Financial/Credit Counseling Session

Clients should schedule a Financial/Credit counseling session for help clearing up credit issues, developing a savings plan, budgeting, and/or addressing any other financial concern. HCS counselors review clients’ credit reports and finances and help identify concrete steps to improve their credit, address issues such as identity theft and loan fraud, and achieve their financial goals.…

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